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Cognitive offloading in the context of AI refers to the process where individuals delegate cognitive tasks to AI systems instead of relying on their own internal cognitive processes. This can involve tasks like memory retention, problem-solving, decision-making, or information retrieval. While AI can enhance cognitive capacity by freeing up mental space for complex tasks, it also raises concerns about potential negative impacts on critical thinking and cognitive abilities if overused.
Cognitive offloading in the context of AI refers to the process where individuals delegate cognitive tasks to AI systems instead of relying on their own internal cognitive processes. This can involve tasks like memory retention, problem-solving, decision-making, or information retrieval. While AI can enhance cognitive capacity by freeing up mental space for complex tasks, it also raises concerns about potential negative impacts on critical thinking and cognitive abilities if overused.
In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.
A Telegram spokesman declined to comment on the bond issue or the amount of the debt the company has due. The spokesman said Telegram’s equipment and bandwidth costs are growing because it has consistently posted more than 40% year-to-year growth in users.
